Wally Skalij / Los Angeles Times / Getty Images
Of the wildfires that have been traced by the National Oceanic and Atmospheric Administration since 1980, 66% of the damage has occurred in the last five years. The end of 2021 concluded the 7th consecutive year of insured losses above $2 billion.
First Street uses everything from property tax data to satellite imagery and assigns a wildfire risk score that factor in construction type, roof type, weather and exposure to natural fuels like trees and grass. First Street gives every home a unique score and unique probabilities of risk. They collaborated with Realator.com to include a flood score on every property as well.