ShaferServices.com
BNN Bloobmerg and RATESDOTCA released results from a survey that found that 32% of homeowners don’t know “that standard home insurance policies don’t cover water damage from seepage, overland flooding, or sewer backup.”
Burst pipes and malfunctioning appliances are some examples of what home insurance policies generally cover; however, big weather-related events are generally not included under standard policies. The survey also found that only 13% of homeowners had “seepage coverage” which would protect against overland flooding — when water pours in from the outside as a result of a street flooding or an overrun river.